Nation wide, 12 different states currently have no-fault auto insurance regulations in place. However, that figure could be in jeopardy as many states are considering eliminating these policies. What is no-fault insurance? These policies only affect accidents that involve physical injury. Instead of such an accident going to court to determine liability, the car insurance [...]
The Obama Administration decided last year that all new cars and light trucks must get an average of 35.5 miles per gallon by 2016. While this may seem like an environmentally friendly measure, experts from the Institute for Energy Research have found that this mandate will raise car prices and increase the number of deaths [...]
There may be fewer people on the road after the sun sets, but deaths caused by cars and traffic occur three times more often at night than during the day, according to Penn State's Environmental Health and Safety department. Fifty-five percent of all driving fatalities happen when it is dark and 62 percent of pedestrian [...]
In the world of auto insurance, there can be a lot of misconceptions about how rates are calculated, creating widespread auto insurance myths which can prove hard to dispel once they have become so well known. Here's a list of the top 10 auto insurance myths. A car's color can lead to higher rates The [...]
Walking into a dealership at 12pm. on a bright, Saturday afternoon looking to buy a new vehicle may cost the consumer a good deal. Potential car owners are constantly looking for the best deals on the market and even when they find an affordable dealership, there are ways to drive the cost of a car [...]
Women are perceived as safer drivers than men, according to a study from MetLife. Slightly more than 50 percent of women believed they were safer drivers than men, and less than a quarter were unsure. By comparison, fewer than 40 percent of men believed they were better drivers than women, and 35 percent indicated they [...]
Parents may be particularly concerned about their teens that are going to begin driving in the winter, MetLife noted recently. The combination of inexperience behind the wheel and poor driving conditions resulting from rain, snow and ice can instill fear when teens begin pushing to learn how to drive or ask to borrow a car. [...]
Though the no-fault auto insurance system in New York may have originally seemed like a measure that would benefit drivers in the state, according to many insurance experts, the system is increasing their costs. No-fault insurance allows customers to file medical claims directly to their insurer - regardless of who is at fault - to [...]
Nearly all drivers are mandated to have at least a minimum amount of car insurance coverage to cover costs associated with accidents. However, even in areas where coverage is not required, drivers are given the option to carry insurance. This makes them liable for the damages they cause. Traditionally, most drivers will opt for full [...]
Car owners may think it is a simple favor to let a friend or loved one borrow their car, but it could actually lead to car insurance nightmares for the owner. There are no easy favors Close to 6 million accidents happen each year resulting in 3 million injuries and 42,000 deaths, according to the [...]