Car Insurance Frequently Asked Questions

Yes, you can if you have proper proof of address for the new place.

Yes, you do require auto insurance for a learner’s permit. You can opt for your own coverage or might be added under the existing policy of your parents of the owner of the car.

No, there is no need to inform the insurance company, unless you want to file a claim.

The insurance stays with the car and it will be covered by the owner’s policy.

The accidents that are recorded to the DMV automatically go off records after 36 months.

Most insurance companies do not assess non-moving violations as criteria for deciding premium rates.

Yes, as long as the premium is paid.

It mostly depends on your insurance providers. Some insurance companies may not lower their car insurance quotes until the driver turns 30. Also, the driver might need to have a clean driving record in order to qualify for a premium reduction

If the car is covered by comprehensive insurance, the insurance company will pay for the stolen car.

No. Insurance companies need to send written notification and the reason for canceling the policy. Most policies are cancelled due to non-payments of the premiums.

This depends upon the auto insurance laws of your state. In some states you need to insure your car even before you start driving it.

Yes, if you add her to your policy, which will only happen if she has a proper driving record, a valid license, and a valid citizenship/residence

No, the color of the car is not a factor to determine your car insurance quote. The make and model can be a factor but certainly not the color.

Some insurance companies are of the opinion that older drivers have accidents more frequently than younger drivers hence they set a higher cost for insuring them. But there are some providers who offer car insurance quotes for senior drivers at a competitive rate. Search for one of them.

If you are simply separated you may still enjoy sharing the same policy. But when your legal proceedings move forward and you are now using different marriage status, you need to have different policies. You may require to seek the advice of your divorce attorney too.

Yes, you can get auto insurance since you have a valid driving license provided you prove your ability to drive and handle the car with safety. You may be requested to show a letter from your physician. It’s always good to have an open discussion with your agent or insurance provider about your disability and about your car that is customized for safe operations.

In some states it is absolutely necessary to get coverage for your car even before you drive it out of the lot.

Yes, this was made illegal, in order to prevent car fraud.

Drivers need full coverage, liability, collision or comprehensive to assure the bank that it will recover the loan amount, even in case of a total loss or if the vehicle needs extensive repairs.

No, but it is required to buy a coverage from the same state in which the car owner resides.

Yes, most insurance providers can charge a policy fee. In USA the government has authorized other taxes and fees that the insurance providers require to collect from the state. There are also state fees on policies issued in that particular state. You are free to change your provider or refuse to pay these fees, but since these fees are mandated by the law, it won’t do you any good.

It is not mandatory to buy auto insurance for all your cars from the same provider. However, doing this can make you eligible for a discounted multi car insurance rate.

It is possible to buy a car without a valid driver’s license but it will be very hard to get it covered. You may get storage insurance or get it insured under someone else’s name who has a valid driving license. There are some exceptions. Some states offer auto insurance to unlicensed drivers. You just need to find out if your state is one of those.

This depends upon the auto insurance laws of the state. In most states it is either 18 or 21.

Different states have different auto insurance laws, but most states require at least a minimum liability coverage to protect property damages and third party injuries. Some states require the PIP and uninsured motorist’s coverage too.

Yes! Because CarInsuranceQuote.com can access information from multiple car insurance companies all at one time, you get the opportunity to compare and contrast the various car insurance quotes without having to make lengthy phone calls or spend a great deal of time on hold as the companies look up your options. Additionally, because we are available at any time, you don’t need to rely on customer service agents being on duty to answer your questions. Lastly, finding the best policy for the least money is always a good thing!

Traditionally, most insurance companies max out the policies at either four vehicles or four drivers. To cover additional cars or drivers, you will need to obtain additional policies. We provide you with information on multiple policies as simply and easily as your first car insurance quote!

Getting your car insurance quote takes just a few minutes. Because of the excellent tools built into our website, we easily pull the information you need from our sources in no time. We are available 24/7 to provide this information.

CarInsuranceQuote.com believes strongly in protecting your privacy. The information that you provide to us to get your car insurance quotes is very basic, and is kept private. You will just need to provide us with information about where you live, your driving record and the record of anyone else that drives your car. It is simple! Just by answering a few questions, we can get you on the road to saving money on your car insurance quotes today.

You can add you relatives under your auto insurance policy coverage. Extra charges probably apply.

Most companies start the new car insurance coverage as soon as you inform them.

It is very difficult indeed. Most exchange students are not allowed to drive any motor vehicle. However, you get a guardian at the students exchange department to include you under their insurance for an additional payment.

Yes, your car insurance quote will likely to go up as insurance companies consider teenagers to be risky drivers.

The assigned risk auto insurance is the auto insurance placed by the state while a non standard auto insurance program is the insurance bought from an agent or directly from the company.

Your current policy will automatically cover your friend. But if he/she lives in your house, you need to inform the company as this may affect the rate.

AAA or other road side assistance will unlock your car as part of their services.

These are just a few of the questions you might have about auto insurance quotes and policies. Feel free to take a more extensive look at our article database if you need more detailed information about automobile insurance. If you do not see the answer you are looking for, please feel free to email us directly and we will respond promptly!

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