Contrary to the movement sweeping across much of the country, Texas Governor Rick Perry recently vetoed legislation that would have banned texting while driving. The Governor claimed that the legislation would have overreached the bounds of what the government's role in individuals lives should be. He said the bill was aimed at micromanaging the behavior [...]
U.S. Department of Transportation Secretary Ray LaHood and other agency officials recently examined a number of connected vehicle safety technologies, which may decrease the incidence of collisions significantly. The National Highway Traffic Safety Administration (NHTSA) estimates they may affect as many as 80 percent of vehicle crashes not involving impaired drivers. In particular, accidents which [...]
Some car owners wait until their scheduled maintenance and have a mechanic inflate their tires, but a regular checkup and inflation of car tires can save gas and money. Even President Obama, during his campaign run in 2008, brushed touched on the topic. "Making sure your tires are properly inflated, simple thing, but we could [...]
California Governor Jerry Brown recently signed into law a bill authorizing low-income residents with good driving records to get their car insurance quotes through the state's Low-Cost Auto Insurance Program online. The program generally costs $250 to $360 per year for a policy, and provides basic coverage. In the past, many drivers were unaware of [...]
Along with just about every other market out there, the auto insurance industry has a growing number of smartphone applications available to drivers. Several different insurance companies are offering their customers car insurance apps, including Allstate, Progressive, Nationwide, State Farm and Others. Company experts have said that customers are expecting these mobile apps to be [...]
For many automotive drivers, Gap Insurance is an important coverage to have along with normal car insurance policies. Aptly named, gap insurance covers the gap between the amount an owner owes for a car and the total value of the car if it was ever totaled in a destructive accident. Purchasing a New Car Drivers [...]
According to the Insurance Information Institute (III), the effects of Hurricane Irene significantly increased the risk of unknowingly buying a flood-damaged car. While it is illegal to hide a vehicle's history of flood damage, some unscrupulous resellers will do so, obscuring the facts and cleaning up any noticeable defects. Complications of Flood-Damaged Vehicle Sales The [...]
When looking at car insurance policies, the deductible is one of the most important features to consider. Essentially, a deductible is the amount the policyholder will pay when an insured loss occurs. If an insured car sustains damage covered by the policy that is worth a certain amount, the owner will pay the deductible and [...]
With home prices hitting record lows many people may be thinking about relocating to a new neighborhood or city. However, what they may not realize is that where an individual lives may directly affect their auto insurance rates. Cities are becoming increasingly congested and the number of cars per square mile is growing significantly. More [...]
When purchasing a new vehicle, paying for additional safety features may not seem like a valuable out-of-pocket expense at the time, but these additional precautions may not only help save the lives of the driver and his or hers passengers, they may also reduce car insurance quotes. Why give discounts for safety features? Auto insurance [...]