Jim Sams

/Jim Sams

About Jim Sams

This author has not yet filled in any details.
So far Jim Sams has created 102 blog entries.
9 04, 2021

Applied Analytics Isn’t Just for Insurers. Startups Help Claimants Get In On the Action

By | April 9th, 2021|Uncategorized|Comments Off on Applied Analytics Isn’t Just for Insurers. Startups Help Claimants Get In On the Action

Lee Fogle reached down to save his 12-lb. Yorkshire terrier Nemo as a pit bull lunged forward. The attacking dog’s jaws clamped onto his left hand, sending him to a clinic for sutures and starting a 10-month-long insurance battle. “It …

15 03, 2021

5th Circuit Rejects ‘Legal Gotcha’; Says Insurer Must Pay for Harvey Damage

By | March 15th, 2021|Uncategorized|Comments Off on 5th Circuit Rejects ‘Legal Gotcha’; Says Insurer Must Pay for Harvey Damage

While Hurricane Harvey dumped 60 inches of rain on the Houston area in August 2017, the authority that operates the Lake Conroe Dam opened the floodgates to release water at a rate almost equal to the flow over Niagara Falls. …

12 03, 2021

Carrier Can’t Subrogate Against Students Who Caused Dartmouth Dormitory Fire

By | March 12th, 2021|Uncategorized|Comments Off on Carrier Can’t Subrogate Against Students Who Caused Dartmouth Dormitory Fire

An insurer that paid $4.5 million to Dartmouth College to restore a dormitory that was damaged by fire can’t seek recovery from two students whose negligence started the blaze, the New Hampshire Supreme Court decided. The high court ruled 3-0 …

12 01, 2021

Courts Allow COVID-19 Claims by Insureds With Policy Endorsements for Diseases

By | January 12th, 2021|Uncategorized|Comments Off on Courts Allow COVID-19 Claims by Insureds With Policy Endorsements for Diseases

While insurers continue to win four out of five cases in early rounds, in the past month two property owners with policies that contained endorsements specifically providing coverage for diseases survived motions to dismiss their COVID-19 business interruption claims. On …

5 01, 2021

Florida Court Upholds Policyholder Right to Assign Benefits

By | January 5th, 2021|Uncategorized|Comments Off on Florida Court Upholds Policyholder Right to Assign Benefits

An appellate court in Florida has upheld the right of policyholders to assign their right to collect benefits from an insurance claim to contractors, reversing trial court rulings in favor of insurers. The Florida 3rd District Court of Appeals ruled …

30 12, 2020

8th Circuit: Late Notice Bars Coverage Under Arkansas District’s ‘Claims-Made’ Policy

By | December 30th, 2020|Uncategorized|Comments Off on 8th Circuit: Late Notice Bars Coverage Under Arkansas District’s ‘Claims-Made’ Policy

Ace American Insurance Co. is not liable for the approximately $250,000 that an Arkansas school district paid to settle a sexual harassment lawsuit because the district did not notify the insurer about a complaint against it until more than six …

23 12, 2020

Social Inflation Lesson: Not Settling Cost Insurer Millions in Suit by Excess Insurer

By | December 23rd, 2020|Uncategorized|Comments Off on Social Inflation Lesson: Not Settling Cost Insurer Millions in Suit by Excess Insurer

The defense team for Chubb Group’s Ace American Insurance Co. was confident that no jury would award more than $2 million in a wrongful death lawsuit filed by the family of Mark Braswell, who died on May 16, 2014 when …

23 12, 2020

Refusal to Settle for $2M Costs Ace Nearly $8M in Suit by Excess Insurer

By | December 23rd, 2020|Uncategorized|Comments Off on Refusal to Settle for $2M Costs Ace Nearly $8M in Suit by Excess Insurer

The defense team for Chubb Group’s Ace American Insurance Co. was confident that no jury would award more than $2 million in a wrongful death lawsuit filed by the family of Mark Braswell, who died on May 16, 2014 when …

23 12, 2020

Tennnessee High Court: Presumption Law Protects Agents, Carriers

By | December 23rd, 2020|Uncategorized|Comments Off on Tennnessee High Court: Presumption Law Protects Agents, Carriers

Under Tennessee law, policyholders who pay their premiums create a legal presumption that they have accepted the terms of coverage. The statute limits lawsuits by underinsured policyholders who thought they had enough coverage but found after a loss that they …

17 12, 2020

Fla. and Okla. Courts Uphold Right to Assign Benefits

By | December 17th, 2020|Uncategorized|Comments Off on Fla. and Okla. Courts Uphold Right to Assign Benefits

Appellate courts in Florida and Oklahoma this week upheld the right of policyholders to assign their right to collect benefits from an insurance claim to contractors, reversing trial court rulings in favor of insurers. The Oklahoma Supreme Court on Wednesday …