Finding the right auto insurance policy can be an arduous process, requiring a good deal of research, price comparisons, and time spent consulting with insurers or local agents. Fortunately, in the digital age, shoppers can choose to stay at home and browse the internet to find the best online car insurance quote.
Avoiding local agents and finding a car insurance quote online
One of the perks of searching for auto insurance online is that shoppers can bypass the time usually spent discussing plans with various local agents. While agents are there to provide guidance and information to consumers looking for a policy, they are also trying to make a sale, which could cause some people to cave in and agree to a plan that might not work best for them. By searching for insurance quotes online, consumers can feel secure in knowing they are in control of the situation and allow themselves to research more options to find the plan that meets their needs and financial limits. Furthermore, getting rid of a middle-man, insurance shoppers may be able to save between 10 and 30 percent off their premiums.
Talking to a local agent to find a car insurance quote can sometimes be helpful
However, consumers should know they could be missing out on some information by choosing to find car insurance quotes online instead of through an agent. While they obviously want to sell a plan, agents can also provide in-depth information about how certain plans could work with a consumer’s specific personal finances or have industry tips that can also be beneficial.
The internet is also full of various websites like carinsurancequote.com that contain customer satisfaction reports rating insurers by price, quality of service, and the number of complaints a company has received. Those shopping for online car insurance quotes should check out their state’s department of insurance website to find reviews of local insurers, as well as J.D. Power and Associates, which rates companies as well.
Always tell the truth when buying a car insurance
Finally, anyone looking for a car insurance quote online should remember they should never lie about their personal information, even if they aren’t being questioned by an actual human being. According to experts, some drivers may alter some facts about their driving record – such as brushing off speeding tickets or collision history – in an effort to save on a policy, something that insurers can easily discover when reviewing the application for accuracy. Insurance shoppers should also make sure they are entering information about the correct vehicle make and model, which can considerably affect the results of an instant quote.