13 11, 2025

NFIP Reauthorized With Passage of Funding Bill to End Government Shutdown

By | November 13th, 2025|Uncategorized|Comments Off on NFIP Reauthorized With Passage of Funding Bill to End Government Shutdown

The National Flood Insurance Program (NFIP) has been reauthorized until the end of January 2026. With the passage of HR 5371, which ended the 43-day shutdown of the federal government, NFIP was temporarily extended until Jan. 30, 2026. The program …

13 11, 2025

Lack of Hurricanes Is Leading to Lack of Experience for Adjusters

By | November 13th, 2025|Uncategorized|Comments Off on Lack of Hurricanes Is Leading to Lack of Experience for Adjusters

A lack of bad weather isn’t always a good thing. It looks like the 2025 Atlantic hurricane season is wrapping up in quiet fashion—aside from Hurricane Melissa, which caused catastrophic damage in Jamaica before impacting the surrounding area—without any U.S. …

14 11, 2025

Pennsylvania Moves to Exit Regional Carbon-Trading Market

By | November 14th, 2025|Uncategorized|Comments Off on Pennsylvania Moves to Exit Regional Carbon-Trading Market

Democratic Pennsylvania Governor Shapiro signed into law a bill to exit a regional market meant to cut greenhouse gas emissions, just over three years after the state joined the initiative to flight climate change. Both chambers of the state legislature …

14 11, 2025

Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims

By | November 14th, 2025|Uncategorized|Comments Off on Beware the Rise in Unproven ‘Brittleness Test’ for Roof Shingle Claims

A few years ago, in the early 2020s, it was not unusual to hear about or even see roofing workers in Florida deliberately manipulating roof shingles to make it appear that the roof was damaged by storm winds. I saw …

14 11, 2025

Former Police Officer Pleads Guilty to Mistreating Prisoner

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A former Connecticut police officer accused of mistreating prisoner Richard “Randy” Cox after he was paralyzed in the back of a police van pleaded guilty to a misdemeanor Wednesday and received no jail time, while three other officers chose to …

14 11, 2025

Dangerous Car Chase Went 170 Miles Through 4 California Counties

By | November 14th, 2025|Uncategorized|Comments Off on Dangerous Car Chase Went 170 Miles Through 4 California Counties

In Southern California, where police pursuits are common, this was one for the books. A suspect in an allegedly stolen minivan led authorities on a two-hour, 170-mile (274-kilometer) chase through four counties Monday that ended with her escaping into Mexico, …

14 11, 2025

Delaware’s High Court Revives Workers’ Comp Insurer’s UIM Subrogation

By | November 14th, 2025|Uncategorized|Comments Off on Delaware’s High Court Revives Workers’ Comp Insurer’s UIM Subrogation

The Delaware Supreme Court has revived a workers’ compensation insurer’s claim for subrogation in a case where an employee injured while driving for her employer received payment from her employer’s uninsured motorist insurer after receiving her workers’ compensation benefits. The …

14 11, 2025

New Jersey Settles 2, Initiates 5 New Environmental Enforcement Lawsuits

By | November 14th, 2025|Uncategorized|Comments Off on New Jersey Settles 2, Initiates 5 New Environmental Enforcement Lawsuits

New Jersey officials announced five new environmental enforcement actions in communities considered overburdened under New Jersey’s Environmental Justice Law and the settlement of two previous environmental justice lawsuits. The latest lawsuits are against three gas stations in South Jersey, one …

14 11, 2025

Markets & Coverages: Plymouth Rock, North Jersey Chamber Partner on Affinity Program

By | November 14th, 2025|Uncategorized|Comments Off on Markets & Coverages: Plymouth Rock, North Jersey Chamber Partner on Affinity Program

Auto and home insurer Plymouth Rock Assurance announced an affinity program with the North Jersey Chamber of Commerce (NJCC) offering personal auto and home insurance discounts to all NJCC members and their employees in New Jersey. Greg Kalinsky, president and …

14 11, 2025

Parkland Shooting Wasn’t Multiple Incidents With Multiple Deductibles, Court Says

By | November 14th, 2025|Uncategorized|Comments Off on Parkland Shooting Wasn’t Multiple Incidents With Multiple Deductibles, Court Says

In an age of frequent mass shootings, insurers cannot escape coverage by arguing that each pull of the trigger was a “separate occurrence” unless the policy unambiguously says so, a federal appeals court held this week in a case stemming …