Almost all drivers want to know the best auto insurance rates they may be eligible for in order to avoid overpaying. However, sometimes people are unaware of how their car insurance coverage is determined, and therefore may be unable to fully understand what the best car insurance quote incorporates. Being aware of factors that may [...]
In almost every circumstance, drivers with Minnesota auto insurance must carry liability, personal injury protection, uninsured motorist and underinsured motorist coverage as part of their auto insurance policy, according to the Minnesota Department of Commerce. Every state except for New Hampshire requires liability coverage but the amount varies significantly by state. Minnesota is one of [...]
Despite the fact that nearly every state requires every single driver to be insured, some people still don't get car insurance for various reasons. However, not having coverage can have serious consequences - not just for those that are uninsured, but other drivers as well. Penalties for driving uninsured The penalties for uninsured driving vary [...]
Nearly all drivers want to save as much as possible on their auto insurance policies. However, few realize that certain actions they take may make them eligible for lower rates. By actively taking advantage of all potential discounts, drivers may be able to get a cheap car insurance quote. Multiple car discounts Drivers may be [...]
Many people may rely on family and friends to let them know how much auto insurance should cost. However, when those confidants live in other states, the information they provide may be completely irrelevant to auto insurance costs in that driver's state. To avoid such problems, drivers should be aware of how and why premium [...]
A number of years ago, the availability of instant car insurance quotes may have been difficult to imagine. However, now they are commonplace. It’s easy to find an instant car insurance quote website that can provide potential rates within minutes. Originally, consumers got car insurance quotes from individual agents that they needed to seek out. [...]
Auto insurance can sometimes be complex. There are a number of different forms of coverage available and drivers sometimes aren't sure what they need to be adequately protected. Comprehensive car insurance is one of the most common optional coverage options. Drivers may benefit from understanding what it is and it what situations it may be [...]
Even drivers who have had the same vehicle and been with the same insurance company for a number of years can benefit from getting a new car insurance quote when it's time to renew their policy. Changes that occur over time may open up new ways for them to save money on auto insurance. Cars [...]
Having advanced safety features on an automobile can be life-saving in the event of an accident. But the equipment may also lead to lower auto insurance premiums. When insurers know a vehicle is equipped with certain items that may reduce the risk of injury, they may consider the owner a lower risk, translating into lower [...]
Many people get stuck with a mediocre car insurance provider because they simply do not want to deal with the hassle - and paperwork – they think is required to switch insurers. Fortunately, in this day and age, finding a new company can be done quickly, without running around town, since consumers can now get [...]