Many different factors go into setting your car insurance rate. One factor that might surprise you, however, is the make, model, and year of your car. Car insurance companies use a 27-point system – rating a car from 1 to 27 – to determine the amount of coverage you will need, therefore setting the car [...]
Criminals who steal cars tend to select "horsepower and HEMIs" rather than fuel efficiency or family cars, according to the results of a study performed by the Highway Loss Data Institute earlier this month.People filed theft-related insurance claims at the greatest rate for the 2007-2009 models of the Cadillac Escalade luxury SUV, Ford F-250 pickup, [...]
New York requires car insurance liability coverage for all drivers. Having a liability insurance shows that you are able to make up for the losses incurred in a car crash that involves you or your car. You need to abide by the NY State insurance law even if driving a car registered outside the state. [...]
There are a number of changes in life that may encourage some people to check for a new car insurance quote online, including going off to college.This autumn has seen thousands of young people rush off to school for the first time as the fall semester begins. Given this new living situation, students may be [...]
Car insurance quotes issued by insurance companies are usually based on risk assessment. When a company begins to evaluate how much to charge you for auto insurance, what they are actually evaluating is the probability of having to pay on an insurance claim. Your driving record provides insurers with a handy yardstick they can use [...]
A 15-year-old girl in Modesto, California, stole a car and ended up driving it into a house in the early morning hours Wednesday, during an attempt to flee from police who had tried to stop her.Sgt. Derrick Tyler of the Modesto Police Department told the Modesto Bee that the suspect, whose name was not released, [...]
The state of Massachusetts requires drivers to have minimum liability car insurance for owing or leasing a vehicle. The drivers need to show their financial ability to pay for the loss incurred in an accident in which they or their vehicles are involved. Research all the coverage options available before buying a policy. Massachusetts Car [...]
The use of after-market parts for auto repair has long been common in the U.S. car insurance industry, but a recent article from Consumer Reports suggests that vehicle safety may be suffering because of the practice.The chief research officer from the Insurance Institute for Highway Safety, David Zuby, told Consumer Reports that "there's a lot [...]
Why You may need an Umbrella Insurance Policy? You rely on your auto insurance coverage to protect you financially in the event of an automobile accident, but what happens when your liability extends beyond the limits of your current auto insurance policy? If you are sued as the result of an auto accident, you could [...]
A group of alleged would-be auto thieves were arrested by the Volusia County, Florida police earlier this week as they attempted to steal four cars from an auto auction site in Daytona Beach. A security guard working at the location noticed a car moving around suspiciously inside the lot and notified police.Just after 3 a.m. [...]