There are a number of changes in life that may encourage some people to check for a new car insurance quote online, including going off to college.
This autumn has seen thousands of young people rush off to school for the first time as the fall semester begins. Given this new living situation, students may be able to get a better deal on their car insurance.
According to the Insurance Information Institute, students who are looking to take a vehicle to school with them should first make sure they have a reliable and safe make and model.
Along with avoiding mechanical problems, having a safe vehicle could lead to lower car insurance costs. Features like antitheft systems and antilock brakes can reduce monthly premiums.
Having found the vehicle they want, the next step is to check for car insurance rates. Students may consider going to their family’s current carrier, as it could offer a discount for having more than one policy. However, the III noted that shopping around to compare prices is also an advisable position to take.
Some students may opt to keep their cars at home, especially if they don’t plan on doing that much driving while away at school.
“If a student’s car is left at home, the auto insurance company should be contacted as many insurers give discounts for students who are living at a school that is at least 100 miles from home,” the III said.
There are other ways for students to find lower car insurance rates. For example, having a higher deductible can reduce monthly premiums. Some carriers may also offer discounted prices for people who don’t travel very much or opt instead for public transportation.