While the precise method of calculation may differ between coverage providers, auto insurers generally use the same types of information when determining their car insurance rates. A given customer's rates are generally determined based on statistics and analysis of the likelihood that the driver will get into an accident and file a claim. As a [...]
While many drivers focus on getting a low car insurance quote, many forget how important it is to have a good child seat in place in terms of safety precautions. The latest ratings from the Insurance Institute for Highway Safety show booster seats continue to improve, with this year's research designating 31 models as Best [...]
The AAA Foundation for Traffic Safety's 2011 safety culture survey reveals that, in the past month, about one-third of respondents got behind the wheel when sufficiently tired that they had trouble keeping their eyes open, despite 96 percent saying drowsy driving is an unacceptable behavior. A 2005 poll by the National Sleep Foundation determined that [...]
Nation wide, 12 different states currently have no-fault auto insurance regulations in place. However, that figure could be in jeopardy as many states are considering eliminating these policies. What is no-fault insurance? These policies only affect accidents that involve physical injury. Instead of such an accident going to court to determine liability, the car insurance [...]
The Obama Administration decided last year that all new cars and light trucks must get an average of 35.5 miles per gallon by 2016. While this may seem like an environmentally friendly measure, experts from the Institute for Energy Research have found that this mandate will raise car prices and increase the number of deaths [...]
There may be fewer people on the road after the sun sets, but deaths caused by cars and traffic occur three times more often at night than during the day, according to Penn State's Environmental Health and Safety department. Fifty-five percent of all driving fatalities happen when it is dark and 62 percent of pedestrian [...]
In the world of auto insurance, there can be a lot of misconceptions about how rates are calculated, creating widespread auto insurance myths which can prove hard to dispel once they have become so well known. Here's a list of the top 10 auto insurance myths. A car's color can lead to higher rates The [...]
Walking into a dealership at 12pm. on a bright, Saturday afternoon looking to buy a new vehicle may cost the consumer a good deal. Potential car owners are constantly looking for the best deals on the market and even when they find an affordable dealership, there are ways to drive the cost of a car [...]
Women are perceived as safer drivers than men, according to a study from MetLife. Slightly more than 50 percent of women believed they were safer drivers than men, and less than a quarter were unsure. By comparison, fewer than 40 percent of men believed they were better drivers than women, and 35 percent indicated they [...]
Parents may be particularly concerned about their teens that are going to begin driving in the winter, MetLife noted recently. The combination of inexperience behind the wheel and poor driving conditions resulting from rain, snow and ice can instill fear when teens begin pushing to learn how to drive or ask to borrow a car. [...]